For the sake of those who read my knols reguarly, I have created this luck graph. All you need to know is your Moon Sign (Janma Rasi). Go ahead and be informed!
 
The car is your physical body. The road on which you travel is your dasha and bhukti (planetary periods), your soul is the eternal driver. The weather condition is the transit. The starting of the journey is your birth. Your destination is your end. The journey is your destiny.
 
Your life is like a journey. You are in a vehicle (your body). The driver is you and that is the soul. This particular journey is called life and this wonderful life has a beginning and an end which corresponds to your birth and death. In between you have a long journey. The length of the journey varies from person to person based on what he has chosen in this life based on his eligibility. During the journey you will see good and bad things (the events in our life).
 
The specific effect:  The condition of the road, the way it bends and straightens and the condition of the vehicle all depends on your karma. The road is the dasha and bhukti which are planetary periods. At certain points on the road there is surely a speed breaker that is already waiting for you. This is similar to the dasha and bhukti that work in relationship with the position of planets in the horoscope of each person. This is more or less unique. There may be just about 10 people in the world who have exactly the same horoscope that you have.
 
The general effect: Transit effects of planets are like the environment when you drive on the road. Transit is like the weather conditions as you continue to drive. On some stretch of  the road the weather is good making the experience pleasant. At some other time, the road will be great and smooth but the weather will be bad. The possibilities of dark clouds that reduces the visibility, drizzle, rain, heavy rain to storm - we have a range of situations that can change the experience of an otherwise great journey. Sometimes the weather is good but the road is bad (a bad dasha or bhukti).
 
Such is the way karma works. Be informed. Take Care! You can change the future if you know what lies ahead. Every time a planet moves from one sign to another it creates an impact. It causes a change. It creates a ripple in your life. This movement of planets is collectively called Transits.
 
The major planets like Saturn and Jupiter move less frequently. So they have a great effect and that is because they stay in a sign for longer periods of time.
 
The minor ones Sun, Mars, Mercury, Venus move frequently causing ripples in what we call the planetary environment around you. They stay in a sign for shorter periods.
 
Most people ignore transit. They say that the horoscope is supreme as far as events in our lives are concerned. While the horoscope no doubt plays a great role in our lives because that is specific to each of us, we cannot ignore the effect due to transit of planets. The transit effects is general but that does not mean it has no effect. Can you boldly say that the only thing that effects your driving is only your car and the road. Will you not accept that the environment around the road always affects our driving experience (life).
 
Transit effect                     : 25 marks  (maximum)Dasha and Bhukti effect      : 75 marks  (maximum)                                     ---------------------------------Total maximum score          100 marks (maximum)                                      ---------------------------------
 

1. If both the transit and planetary periods are challenging at any given point in time then the final score is very low.
2. If Transit is bad then do not worry, may be the dasha and bhukti effects are good and helpful, in that case the score obtained will be good.
3. If Dasha and Bhukti are challenging then the challenges will be very high despite a good tranit.

 
So do not take the following graph that deals with transit alone as final and the last word without considering the planetary period that you are in (check out from your birth horoscope).
The graph and the ranking table is for the month of January 2010

 
As you can see in the above chart we have provided the graph for each of the 12 moon signs. अत one glance you get to know who is better off and who needs to take extra caution in their activities done during the current month.
 

 
Do not feel let down if your score is has come lower than the previous month. This score is compared to others. Moreover the score keeps changing every month. If the score is low all you need to do is drive carefully and look for pot holes on the road of your life. Let us wait and see if things are getting better for you next month.
Caution (if your score is low):
Do not take major decisions when your mind is stressed. You will lose your temper so often and that is one of the ways our karma works if we are in a bad phase of your life.
Please try to look ahead as much as you can. Concentrate on your driving. So this is no time to relax. Work twice harder. Avoid or decrease pleasure seeking.
Do not blame God or your parents. They have provided you the whole  world. You are playing the game based on your karma.
Patience is the best weapon when it comes to hurdles and problems. Wait for better times to make major moves.